“If you’re getting a car of your own after passing your driving test, talk to your driving instructor about car insurance. It’s expensive for newly qualified drivers.
I wonder why that is?
Well, new drivers have a disproportionately higher number of crashes and claims compared to experienced drivers and they make more claims and that pushes up the premiums.
Talk to your driving instructor about black box insurance.
That’s a policy where the insurance company puts a black box in your car and that monitors your driving. If you drive smoothly, therefore safely, that helps keep your premiums down but, if you drive badly, then that will be monitored and that will take up your insurance premiums.”
